paypal credit not being used

susansobon
Contributor
Contributor

whenever i use the paypal credit card in actual stores and with some online purchases, the money comes out of my bank acct, not my paypal credit. is this a fluke for me? the only time i use the paypal cc is when i know i can click the pay with credit button. i would like to be able to use it when i am out. is this just not possible?

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sharpiemarker
Esteemed Advisor
Esteemed Advisor

PayPal Mastercard Debit or Mastercard Business Debit:

https://www.paypal.com/webapps/mpp/debit-card

 

You have to select credit, at least I do because that's what you do to get 1% cash back. PP Debit uses your PP Balance first, then a back up source that you set up by clicking the card link on the Summary page.  Purchases are not charged to your PayPal Credit aka Bill Me Later account at all.  (See PayPal Credit formerly Bill Me Later).  

 

PayPal Extras Mastercard (for those with good credit) / PayPal Smart Connect (for those with less than good credit)

https://www.paypal.com/webapps/mpp/credit-card

 

PayPal Credit aka Bill Me Later:

https://www.paypalcredit.com/index.html

 

What @susansobon has is the PP MC debit card linked to PP balance/back up funding source.  If you want to charge in-store via a card, get the PP Extras MC.  That, is a credit card.


Kudos & Solved are greatly appreciated. 🙂

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susansobon
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Contributor

thank you sharpiemarker!!! and i love your profile pic. hehe

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18 REPLIES 18

DPCreations
Frequent Advisor
Frequent Advisor

You PayPal credit card is NOT PayPayPal Credit.

Is your card a Master Card credit card or a debit card?

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susansobon
Contributor
Contributor

wait what? so there is a paypal credit card and a paypal card?

 

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DPCreations
Frequent Advisor
Frequent Advisor

There is a PayPal Master Card credit; there is a PayPal debit card, and there is PayPal Credit.

Specifically, what do you have?  What bank.

 

As for PayPal Credit, there is NO card.  Furthermore, you cannot have a PayPal Master Card and a PayPal Credit account; PayPal allows only one credit account.

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susansobon
Contributor
Contributor

im confused. i have an acct thru paypal credit.

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susansobon
Contributor
Contributor

it is a mastercard. business debit

so are you saying the card is just for my paypal acct and not my paypal credit acct? if so, why dont i have a card for the paypal credit acct. since i do have an acct

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susansobon
Contributor
Contributor

why do they make it so confusing????? i know i have credit thru them. and i have a card. which says business credit. are you saying that is not the same thing?

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DPCreations
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Frequent Advisor

What bank name is on the credit card?  What type of MasterCard is it; what is actually printed on the card?

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susansobon
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Contributor

no bank name on it just mastercard and business debit

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DPCreations
Frequent Advisor
Frequent Advisor

@susansobon

Some bank or financial institution needs to issue the card; it does't just magically appear from Master Card.

What other text printing is on the front fo the card?  What printing is on the back of the card.  What name matches the phone number bon the back of the card?

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