How are paypal credit payments applied?

[harambe_]

Hello, how are paypal credit 0% for 4 months payments applied? If i make a payment, are they applied to the purchase that is due the soonest or to the purchase that is the most expensive, regardless if there is a payment that is due sooner? The paypal message thing is broken and im unable to leave a message im just stuck in a bot loop, so i hope someone here is able to answer this

[PayPal_Craig]

Hi @harambe_,

Welcome to the Community!

When you make a payment, we are regulated in how we must allocate the payment. The first thing your payments are allocated to is the minimum payment. Anything over your minimum payment is then allocated to the purchases with the highest interest rate. It is not until all interest-incurring purchases are clear that your payments are allocated to interest free purchases.
Unfortunately, this is a regulation, and payments cannot be manually allocated to a specific purchase. If it is of any consolation, instalment plans automatically have one months instalment amount included in your minimum payment each month.
 

Thank you for reaching out through the PayPal Community!

Craig