Can I use pay in four with a transaction from an individual?

[Bobhurtt]

When doing a larger transaction with an individual do I have the option of using pay in four? If so, how do I go about doing that?

[kernowlass]

@Bobhurtt 

https://www.paypal.com/us/cshelp/article/HELP463

How can I pay with Pay in 4?

Pay in 4 will appear as a payment method for eligible shopping cart values between $30 and $1,500 when you check out with PayPal. Upon applying, you'll receive a decision within seconds, although not every application will be approved.

Availability depends on your state of residence, and you must be at least 18 years of age to apply. You must also have a PayPal account in good standing or open a PayPal account to apply.

Pay in 4 is not available for certain merchants and goods. Offer availability depends on the merchant and may not be available for certain recurring subscription services.

[Bobhurtt]

If it’s an individual, a marketplace purchase, how do I go about it? So they send me an invoice and then pay in 4 shows up when I pay it?