Why is Paypal taking money out of my bank instead of using my balance?
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Why is Paypal taking money out of my bank instead of using my balance? My account preference is and always has been setup to use my balance and there are sufficient funds in my balance.... This just started happening a few weeks ago
- Labels:
-
Add or withdraw money
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
This just happened to me also. I have plenty of cash in my balance, and I have "told" PayPal the ALWAYS use my cash balance as first choice. The purchase was made at a reputable online vender where I have bought stuff before without having this problem. I normally don't keep enough money in my linked bank account to pay for most purchases - it was just lucky this time I had enough in there to cover the payment.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
This just started happening to me too! I have always had mine set to use my balance and it still is but now every online purchase I make they are taking direct from my linked bank account instead of my balance!
Very irritating !

- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Hello Everyone,
Welcome to PayPal Community Forum and thank you for posting!
Kindly refer the help centre articles to set your preferred payment method & How can I use a balance with PayPal? for more details. If you have set your preferred Payment method and still facing an issue, kindly reach out to our customer support team to know what can be done next or to get an understanding of the possible solution to the issue raised. Please reach out to the Support Team during business hours by clicking the Contact option at the bottom of PayPal page.
Hope this helps!
Warm Regards,
Shradha
If this post or any other was helpful, please enrich the Community by giving kudos to its author, accepting it as a solution, and/or coming back to assist others. Members make this Community great!
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content

Haven't Found your Answer?
It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.