First, I hv $700+ credit on my PP acct. I still don't know whether it was a less than $100 donation I made late last yr or a small purchase last yr, but anyway I used the Paypal mechanism at that time to pay and assumed they would take it out of my PP balance. WRONG!!! They charged the CC I provided when I opened my PP acct several yrs ago. BTW, I NEVER USE THAT CC FOR ANYTHING EXCEPT WHEN SOME DOOFUS COMPANY INSISTS ON GETTING A CC# FROM ME. So I rarely took a look at the occasional letter Chase Bank sent me once in a blue moon to tell me I haven't used their CC lately and "Wouldn't I like to spend some money on it, and get REWARDS, REWARDS, REWARDS, blah, blah, blah?" Also, "You have such a wonderful credit rating. You can borrow X thousands of dollars for all sorts of whimsicalities. DO IT DO IT" Uh, NO F'ING THANKS ANYWAY. So I would avoid the pitches, and since I NEVER use the CC, I didn't open the letters for a few months last late Fall. A few months ago, I started getting letters from a collection agency demanding about $100 which included late fees of about $40.
I am hyper-alert to possible scams, so I tried calling a Chase number I found some where to ask what was the problem. Only the last 4 CC acct digits were given in the collection notices, and I searched through my stuff looking for a CC with that number. No such luck, so when the supposed Chase flunky started asking me all sorts of info including my social security #, I was worried that this mght be part of the SCAM, and I hung up. I finally did get in touch w/ an American lady at Chase who spoke flawless English who helped me pay the due amount minus late fees. I explained my total surprise and anger that Ebay/Paypal decided to use my Chase CC instead of deducting the donation/purchase amount from my $700 Paypal balance. I thought somewhow my CC was reinstated. Apparently that didn't happen.
I haven't tried to buy anything on Ebay for several months until this morning. I have $700+ bucks on Paypal, but they are insisting that I give them a "VALID" CC# to replace the one that is now apparently no good anymore. I cannot tell you how **bleep** I am at Ebay/Paypal. Btw, is Paypal paying me any interest on that $700 balance? **bleep** NO!!! Do they tell you how to get it out of Paypal clutches? Maybe, somewhere in the fineprint. Right now I don't know how to get it out of their hands. Hey PAYPAL!!! Let me use my credit bal to buy $40 dollars of tax prep software, OK ?????????
